Effective October 3, 2015 CFPB rules require that a Residential Mortgage Lender disclose the rates for issuing a Loan Estimate for a purchase money mortgage the following way:


Rate for Owner's Policy: Full Owner's Rates (Based on the Purchase Price) + The Simultaneous Issue Rate for the Loan Policy - Full Loan Rates (Based on the Mortgage Loan Amount)


Rate for Loan Policy: Full Loan Rates (Based on the Mortgage Loan Amount)


To see how the numbers should be disclosed, please click HERE.

Did You Know...
The national average cost of a homeowners insurance policy is $765, paid every year.

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Wisconsin Mortgage Bankers Association

American Title Land Association

Wisconsin Land Title Association

Preferred Underwriters:

First American Title Company

Old Republic Title Insurance Group

ALTA ID: 1039202